Friday, May 22, 2015

Domestic cargo transportation insurance included in insurance policies, and insured, but insurance


Perhaps if emboldened and high bargaining power in the insurance industry and our agreements, the so-called insurance instead of term insurance freight jstore transport and the innovation to take the good news to their own friends in the insurance literature and his writings The word they used. Let
Freight transport means moving the two words that generally means the movement of goods vehicles and vehicles with special documents that define and describe the features of their product, which is due carry being carried out. So in the course of carrying cargo for various reasons, some are suffering losses due to transport and jeopardize the interests of those goods and stakeholders.
Since shipping insurance subsidiaries property insurance is therefore subject to the laws and regulations governing the operations and procedures (export and damage) insurance jstore Transportation Institute documented the conditions of insurers and insurance is not Lvydzlnd liability law civil liability and commercial law, especially Articles 386 and 388 of the Commercial Code, meaning that the goods at origin and destination as well as safe delivery of a healthy delivery and if in the meantime the damage to the goods imported by the law of is committed to make up for it.
Given that the domestic transportation insurance policy, jstore one of the owners of the cargo transportation insurance policies to cover the shipments that carry the source and destination of Iran is one of the cities it covers the preparation and the risks it involves major risks and hazards additional (at the request of the policyholder) that the list of risks is as follows:
Start and end of the insurer's obligations in the domestic transportation insurance policy:
The validity of this insurance policy since the beginning of the transported goods are loaded on a means of transport to the start and 8 days after the goods arrive jstore at the warehouse Transportation Institute and submit it to the recipient of the goods at the destination (each found early realization) ends. Despite the mentioned period, in most cases the goods and the transport and delivery to the target receptor and 8 days between the arrival of the goods to the warehouse to delivery to the recipient rejecting the company's transport.
9. The self-immolation of goods
10 dealing directly with foreign bodies or falling load cargo from the means of transport (cargo damage caused jstore by foreign bodies or take direct charge of the means of transport was subject to payment of additional premium to Pvshshkhvahd)
Liability insurance policy and transport operators and transport operators is responsible for one of the insurance policies coverage for shipments that carry out their responsibilities to the owners, provided it altogether. Risks in this type of insurance policy coverage includes:
Compensation for damages resulting directly or indirectly as a result of the following jstore factors come to carry the item is not on the insurer's commitment:
- Damage caused by loading and unloading and Bdydgy subject to payment of additional jstore premium will be covered.
Domestic cargo transportation insurance included in insurance policies, and insured, but insurance policies responsibility of the owner of the goods transport operators, including liability insurance to the owner of the goods transport operators jstore and transport companies are insured. In domestic transportation in the event of damage insurance policy the insurer may be entitled to substitute its own shipping company to apply for compensation jstore for damage in liability insurance policy to replace the internal transport operators typically transport operators to consider But it may not be the cause of the incident (including the driver) This right may be exercised.
Domestic transportation insurance policy contract is directly between cargo owners and insurance companies. In this type of contract negotiations face an important role in the implementation jstore of the provisions of the contract and the interests of the insurer and insured is optimal. While the insurance contracts are the responsibility of transport operators, cargo owners do not have any role in the choice of insurer for compensation should go to transport operators and transport companies first before answering any of your insurance company (insurer liability carrier jstore Transport) compensation that this process will largely on their rights in the event of damage to the cargo owners faced with problems that make it the most important are:
4. The lack of choice of the risks cargo owners and transport operators liability insurance contracts, because of the uniform nature of this type of insurance policy and the development of the Central Insurance of Iran. While in the domestic transportation insurance policies it is possible that in addition to the basic coverage insurance policy (fire and vehicle accident involving an accident, collision, overturning and falling vehicle), additional risks (damage jstore caused by the theft of cargo and vehicles, loading and unloading, delivery of goods from the means of transport, Bdydgy, etc.) by selecting the insured and the insurer agreed to cover insurance policy taken.
5. insufficient motivation to pursue damages jstore from the insurance company responsible for transport operators from shipping companies due to lack of direct benefits for the treatment of damage. While the owners of goods for the treatment of internal damage through transportation insurance due to the direct benefits are a sufficient incentive to pursue compensation.
6. In terms of the domestic transport insurance compensation after the damage or the possibility of recovery of the shipping companies or their insurance companies are more interested in the compensation of damage is and refining process also earlier jstore will be carried out. In particular, jstore they compensate for Khsa

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